5 The Best Health Insurance Companies

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5 The Best Health Insurance Companies – Irregular eating patterns, and never exercising. It causes us to be susceptible to diseases, such as cancer, diabetes and many more. If you are sick, you will be treated in a hospital and will definitely need treatment. We also need the name health insurance, so that it can help us minimize the costs of nurses who swell in the hospital.

And here are 5 The Best Health Insurance Companies that we will deliver to you

1. AIA HealthShield Health Insurance

While AIA offers unique coverage not seen in most IPs, its cost is rather high and may be an issue for most budget-conscious consumers.  score: 3,5/5
Plus
  • Consumers wanting critical illness coverage
  • Those looking to maximize public hospital coverage
  • Seniors looking for affordable B1 ward coverage

Minus

  • Budget-restricted consumers
  • Those who want freedom of choice for private hospitals

AIA offers comprehensive coverage but for prices it is still too expensive for normal people, making it less ideal for budget-constrained consumers. However, AIA can benefit several types of consumers. For example, those who need comprehensive critical illness coverage can find AIA worth the extra cost. In addition, consumers who see private hospital plans can receive some of the highest coverage on the market.

Fully Covered Treatments:

  • Daily Room and Board
  • Daily ICU
  • Confinement in Community Hospital
  • Miscellaneous Hospital Services
  • Surgical Procedures
  • Stem Cell Transplant
  • Gamma Knife
  • Pregnancy and Childbirth Complications
  • Radiotherapy/Chemotherapy/Immunotherapy

  AIA HealthShield Gold Max (Standard Plan)

AIA’s Standard plan costs 8-15% above average for every age group, with its premiums ranging between S$53 for        25-year olds to S$788 for 75-year olds. It covers up to B1 wards and includes an annual limit of S$150,000,

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S$1,700   daily room and board benefit, S$5,200 chemotherapy coverage per month and S$2,900 ICU coverage per    day. Due   to the fact that Standard plans have the same benefits regardless of insurer, we can’t recommend AIA’s          Standard   plan to those on a budget due to its above average cost.

  Aia insurance has branches in 14 countries: Cambodia, Indonesia, Malaysia, New Zealand, Philippines, Singapore,   Korea, Sri Lanka, Thailand, Taiwan, Vietnam, And 3 More.

  Information And Get Quote:www.aia.com/en/index.html

 2.  FWD International Health Insurance

  The FWD international health insurance plan is one of the easiest affordable insurance on the market, and a higher    limit plan can provide high value for healthy individuals. Score: 4,5/5

  Plus

  • Consumers seeking high-value international health insurance
  • Healthy consumers looking for high coverage limits

  Minus

  • Women who need maternity coverage
  • Those looking to purchase optional benefits separately
  • Consumers over 65

  Policy Exclusions

FWD’s exclusions are fairly standard, with major exclusions including pre-existing conditions, STDs and deliberate    self-injury. Accidents or injuries that occur during the course of hazardous occupations such as fire-fighting, police,    diving, oil rigging and air force services will not be covered as well.

  • Pre-existing conditions
  • Congenital Conditions (for plans less than S$1m annual limit)
  • STDs
  • Gender Reassignment
  • Conception & fertility treatments
  • Personality disorders
  • Sleep disorders
  • Developmental disorders
  • Deliberate self-inflicted injury or suicide
  • Genetic testing/Stem Cell treatment
  • Sleep and Eating disorders
  • Death or injury from professional sports involvement

  More Information And Get Quote: https://www.fwd.com/en/

  3. Cigna Global Health Insurance

  Cigna’s global health insurance may be a good choice for seniors with budgets or affluent families who want to               maximize their coverage. score: 4,5/5

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 Good for

  • Seniors above the age of 70
  • Those who want unlimited coverage
  • Consumers who value plan customization
  • Those who want pre-existing conditions coverage
  • Those looking for mental health and addiction coverage

 Bad for

  • Young consumers on a budget
  • Those who want repatriation and evacuation coverage
  • Consumers looking for a simple, no-frills coverage

 Cigna’s Optional Benefits

Cigna Global offers a few optional add-on packages with benefits that change depending on your base plan. The           four add-on packages are Outpatient, International Medical Evacuation, Health and Wellbeing, and Vision &                Dental. All four packages vary significantly in price, with the medical evacuation package costing less than S$200   per year to the US and outpatient cover costing a few extra thousand dollars per year. Because each package can get   quite costly, we recommend them only consumers who will require the coverages offered in these packages.

 

 

Optional Package (Additional Annual Cost) Benefits
Outpatient (S$2,000-S$5,000) Annual routine tests, Child Immunisation, Child tests, Durable Equipment Rental, Alternative Medicine, Osteopathy/Chiropractor, Pathology/Radiology, Physiotherapy, Adult Vaccinations, Dental Accidents, Pre/Post-Natal Care*, Specialist Consultation, 60+ Care (senior care)*, Restorative Speech
Int’l Medical Evacuation (~S$200) Medical Evacuation/Repatriation, Repatriation of Mortal Remains, Accompanying Travel Costs, Compassionate Visitor Travel, Compassionate Visit Living Allowance
Health & Wellbeing (~S$1,000) Routine Physicals, Pap Smears, Prostate Cancer Screening, Mammograms, Bowel Cancer Screening, Bone Densitometry, Diabetic Consultation**, Life Mgmt Assistance/Online Health Education
Vision & Dental (S$1,000-S$3,000) Eye Exams, Lenses/Contacts, Preventative Dental, Routine Dental, Major Restorative Dental, Orthodontic Treatment (<18 years)
* Only for Gold & Platinum Plans; ** Only for Platinum Plan
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Get Quote: https://www.cignaglobal.com/international-medical-insurance

  4. AXA Shield Health Insurance

AXA plans are very expensive for public hospitals, but those who seek an agreement with a private hospital plan          might consider AXA as the right choice. Score: 4,5/5. Everyone’s opinions vary, let’s follow the reviews:

  Good for

  • Consumers who want extended pre and post hospitalization coverage
  • Those looking for affordable private hospital plans
  • Those who want home care
  • Affluent consumers

 Bad for

  • Consumers looking for cheap public hospital plans
  • Those looking for high psychiatric benefits

 Fully Covered Treatments:

  • Daily Room and Board
  • Miscellaneous Hospital Services
  • Daily ICU
  • Confinement in Community Hospital
  • Surgical Procedures
  • Stem Cell Transplant
  • Gamma Knife
  • Pregnancy and Childbirth Complications
  • Radiotherapy/Chemotherapy/Immunotherapy
  • Congenital Abnormalities

Get Quote: https://www.axa.co.uk/insurance/

   5. Allianz SE

Allianz SE is an insurance that can handle your family’s bloated care costs

Products That Fit Your Needs

   SmartHealth Maxi Violet : 

   SmartHealth Maxi Violet provides reimbursement of maintenance costs if you or your family suffers from an     illness   or has an accident with a variety of affordable plans.

  SmartMed Premier :

SmartMed Premier is a health insurance that reaches various regions around the world and provides   comprehensive protection when you or your family is sick.

 Student planning

This insurance also supports the future planning of school students, for better levels of children

Get Quotehttps://www.allianzworldwidecare.com/en/

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